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GALAS Exam Dates 2026: Testing Windows, Deadlines & Scheduling

TL;DR
  • GALAS (exam code 12-GA-05) is delivered year-round through Pearson VUE - there are no quarterly "testing windows" to wait for.
  • You must finish 8 hours of Life and 8 hours of Accident & Sickness prelicensing education within 12 months before sitting the exam.
  • The $67 exam has 135 questions (125 scored, 10 unscored pretest) with a 2-hour, 30-minute time limit; 70% passes.
  • Fail once or twice and you wait 14 days to retry; a later failure triggers a 60-day wait - but there's no cap on total attempts.

There's No Fixed GALAS Testing Window

If you're searching for a printable calendar of "GALAS 2026 exam dates," here's the most important thing to understand first: the Georgia Life, Accident & Sickness Agent Exam does not run on quarterly or seasonal testing windows. It is administered on a continuous, rolling basis by Pearson VUE at test centers across Georgia (and beyond, for reciprocal states), so the real question isn't "when does the next window open" - it's "when are you personally eligible to sit down and take it."

That distinction matters because your actual bottleneck is almost never seat availability. It's the paperwork and prelicensing hours that have to be completed before Pearson VUE will let you book a seat. Understanding that sequence - and the deadlines built into it - is what this guide covers.

Bottom Line: Think of your "exam date" as a self-scheduled appointment, not a fixed calendar event. Your controlling deadlines are prelicensing completion, application processing, and (if needed) retake wait periods - not a testing season.

Registration & Scheduling Timeline

Before you can pick a date on the Pearson VUE scheduling site, several pieces need to be in place. Candidates preparing for exam code 12-GA-05 generally move through this order:

  1. Confirm eligibility. You must be at least 18 years old and have a Georgia residence or business address.
  2. Complete prelicensing education. 8 hours of Life and 8 hours of Accident & Sickness coursework, finished within the 12 months leading up to your exam.
  3. Register with Pearson VUE and select a test date. Pay the $67 exam fee at registration.
  4. Sit for the exam. 135 multiple-choice questions, 2 hours 30 minutes, closed-book, available in English or Spanish.
  5. Submit the Sircon application and citizenship affidavit once you've passed, along with fingerprinting for your background check.

Because scheduling is self-service through Pearson VUE, the practical "deadline" most candidates miss isn't an exam date - it's letting their prelicensing certificate age out. If you want a full walkthrough of every eligibility box you need to check before registering, the GALAS Requirements 2026 guide breaks down each qualification step in detail.

The 12-Month Prelicensing Clock

This is the single most important date-related detail for anyone planning a 2026 test. Georgia requires resident applicants to complete their 8 hours of Life and 8 hours of Accident & Sickness prelicensing education within 12 months of taking the exam. If you complete your coursework early in the year but delay scheduling your test, you risk having that education "expire" relative to your exam date, forcing a retake of the coursework itself.

Key Takeaway

Work backward from your prelicensing completion date, not forward from a hoped-for test date. Schedule your Pearson VUE appointment well inside that 12-month window, ideally within the first few months after finishing coursework while the material is still fresh.

This clock is also why cramming everything into the final week before a self-imposed deadline is risky. If you fail on your first attempt close to the 12-month cutoff, the mandatory 14-day wait before you can retest could push you past your prelicensing deadline entirely.

Exam Fee, Format & Test-Day Logistics

Once you're eligible and scheduled, here's exactly what test day looks like:

DetailSpecification
Exam code12-GA-05
Administered byPearson VUE, under the Georgia Office of the Commissioner of Insurance and Safety Fire
Fee$67
Question count135 total (125 scored, 10 unscored pretest)
Time limit2 hours, 30 minutes
Passing score70%
LanguagesEnglish or Spanish
Book policyClosed-book

Because 10 of the 135 questions are unscored pretest items mixed in with the 125 that count, there's no way to tell during the exam which questions are "real" and which are experimental - treat every single one with equal focus. For a deeper breakdown of exactly what 70% translates to and how the scoring works, see the GALAS Passing Score 2026 guide. If you're still weighing how demanding this exam actually is relative to the time you have, How Hard Is the GALAS Exam? puts the format in context, and GALAS Pass Rate 2026 covers the most recent official numbers.

The 2026 Content Outline & Domain Weighting

The candidate handbook governing August 2026 testing runs on a content outline that took effect October 22, 2024. That's a critical date to check yourself: if you're studying from older prep material published before that date, you may be working from a slightly outdated domain structure. Always confirm your study resources reflect the current 12-domain outline.

Those 12 domains split across Life topics, Accident & Sickness topics, Social Insurance, and - the heaviest single area - Georgia-specific law:

Domain 10: Georgia Laws, Rules, and Regulations Pertinent to Life, Accident & Sickness Insurance

At 15.2%, this is the single largest domain on the exam, making it the highest-leverage area for scheduled review time.

  • State-specific producer conduct and licensing rules
  • Required policy provisions unique to Georgia
  • Unfair trade practices and consumer protection statutes

Domain 3: Life - Completing the Application, Underwriting, and Delivering the Policy

This domain tests the practical, procedural side of writing life business - the exact workflow producers repeat with real clients.

  • Application accuracy and disclosure requirements
  • Underwriting classifications and risk factors
  • Delivery receipt and free-look requirements

For the complete rundown of all twelve areas - including Life Policy Riders, Retirement Concepts, Social Insurance, and the Georgia-only rules for Life versus Accident & Sickness - read the GALAS Exam Domains 2026 Guide. It's the resource to pair with your calendar once you know your test date.

Retake Wait Periods & Rescheduling

If your first attempt doesn't go your way, Georgia's retake rules directly affect how you plan your next test date:

  • After your first failed attempt: a mandatory 14-day wait before retesting.
  • After your second failed attempt: another 14-day wait applies.
  • After a third or later failed attempt: the wait extends to 60 days.
  • No limit on the total number of attempts allowed.
Scheduling Tip: Build a buffer into your personal deadline. If you're aiming to be licensed by a specific date (a job start date, for example), don't schedule your first attempt so close to that date that a single failure - with its mandatory wait - makes the deadline mathematically impossible.

This is also where the fee adds up in practical terms: each retake requires paying the $67 exam fee again. If you want the full cost picture across prelicensing, exam fees, and potential retakes, the GALAS Certification Cost 2026 breakdown lays it out line by line.

Building a Schedule Around Your Test Date

Once you've locked in a Pearson VUE appointment, work backward in weekly blocks tied to the domains rather than generic review sessions. Because Domain 10 carries the most weight, it deserves earlier and more repeated exposure than any single Life or Accident & Sickness topic.

Week 1

Georgia Law Foundation

  • Domain 10: Georgia laws, rules, and regulations (15.2% weight)
  • Domain 11: Georgia rules and codes for Life only
  • Domain 12: Georgia rules and codes for Accident & Sickness only
Week 2

Life Fundamentals

  • Domain 1: Types of Life policies
  • Domain 2: Riders, provisions, options, and exclusions
  • Domain 3: Application, underwriting, and policy delivery
Week 3

Accident & Sickness Fundamentals

  • Domain 5: Types of A&S policies
  • Domain 6: A&S provisions, clauses, and riders
  • Domain 9: Field underwriting procedures
Week 4

Concepts & Full Review

  • Domain 4: Retirement and other insurance concepts
  • Domain 7: Social Insurance
  • Domain 8: A&S other insurance concepts
  • Full-length timed practice under the 2-hour, 30-minute limit

Short, spaced review sessions across these four weeks tend to outperform one long cram session, especially for the Georgia-specific statute domains where precise wording matters. For a structured, day-by-day approach to first-attempt success, see the GALAS Study Guide 2026, and run practice sessions on our GALAS practice test platform to get comfortable with the pacing before your actual appointment.

After You Pass: License and CE Deadlines

Passing the exam isn't the finish line - it's the point where new deadlines begin. After a passing score, you'll submit the Sircon application and citizenship affidavit and complete fingerprinting for your background check. Once licensed, ongoing continuing education deadlines apply for the life of your career as a resident producer:

  • Standard requirement: 24 hours of CE every two years, including 3 hours of ethics.
  • Veteran producers: those licensed 20 years or more complete a reduced 20 hours every two years, still including 3 hours of ethics.

Missing these renewal deadlines can put your license in jeopardy, so mark your CE cycle on the same calendar you used to track your exam date. If you're still deciding whether this credential fits your career plans before committing to the process, Is the GALAS Certification Worth It? and the GALAS Salary Guide 2026 are worth reading alongside this scheduling guide, and the main practice test hub is a good next stop once you're ready to start timing yourself against real exam conditions.

Frequently Asked Questions

Are there specific GALAS testing windows for 2026, like quarterly sign-up periods?

No. The exam is offered continuously through Pearson VUE test centers, so you schedule your own date once your prelicensing education and application steps are complete rather than waiting for an announced window.

How far in advance should I schedule my Pearson VUE appointment?

Schedule as soon as your 8 hours of Life and 8 hours of Accident & Sickness prelicensing education are finished, keeping the exam date well inside the required 12-month window from your coursework completion.

What happens if I need to reschedule after a failed attempt?

You must wait 14 days after a first or second failed attempt, or 60 days after a third or later failure, before retaking the 135-question exam. There is no limit on total attempts.

Does the content outline change every year?

Not necessarily on an annual basis - the handbook used for August 2026 testing still references the content outline effective October 22, 2024. Always verify your prep materials match the current outline date.

Is the exam offered in languages other than English?

Yes, candidates can take the closed-book exam in either English or Spanish at Pearson VUE test centers.

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